And finally, score the job you have been searching for.

Since last year, the job recruitment process has changed a lot. I realised that when I put myself out there for the job hunt. After a bit of effort, I managed to get myself shortlisted for the interview.

After all, interviews usually have a similar layout, such as introducing yourself…


Behavioural finance and behavioural economics are the same things.

Why do people refuse to withdraw money out of their savings account when they are drowning in debt?

Why do we treat the same cash with a different point of view at times? Why do you treat your tax return as…


KISS — Keep It Simple Stupid

This story is of Late Jack Bogle. For those who don’t know who Jack bogle is, he is someone who turned the complexity of finance and investing into something that anyone could understand, and his invention has stood the test of time.

In 1973…


From buying cheap companies at lower prices to purchase good companies at a fair price.

Investors worldwide have praised Warren Buffett’s ability to cherry-pick winning stock and companies over the last 50+years. Buffet has a net worth of $100.6 billion as of yesterday (29 Sep 2021), according to Forbes.com.

In…


Autopilot, huh?

Yep, that’s right! You can get ahead of the curve! You can invest in the share market either actively or passively.

If you don’t already know, an active investor, someone watches the market and analyses whether to put money in or pull cash out, all based on the…


How are Gen Z’s and Millennials are getting their financial advice, and how does it impact their mindset about investing.

Since the Covid-19 pandemic last year, most social media apps have blown up in popularity as most of the middle-class population set home trying to help the government contain the…


What if your dream is just a nightmare in disguise.

Many people dream of early retirement. Many can achieve that goal 5–6 years ahead of their actual retirement age. A minority of other FIREies manage to get there a decade or two ahead of time. …


Aggregation of Marginal Gains Over Long Period of Time

It makes no small difference, then, whether we form habits of one kind or another from our very youth; It makes a very great difference, or rather all the difference. — Aristotle

I think that people underestimate-until they get older- underestimate just how important habits are, and how difficult they…


And How do these two factors effect the price?

I know. I know you have heard about Bitcoin mania a lot lately unless you live in a cave how Bitcoin went from $1 in April of 2011 to $64,863 in April 2021.

What is Bitcoin? And why the world is…


The margin of safety, sort of!

Dhandho — what the hell does it even mean?

Well, Google and you find out!

If you know the investor Monish Pabrai, I am sure you’ll know what that word means.

He is the guy who cloned Warren Buffett. “Heads I win, tales I don’t lose much” is the approach…

Locky Sharma

Blogger/writer on personal finance and Value investing. Non-Fiction and business literature reader. Currently living in Geelong VIC (Aus).

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